You may have a pension, an ISA, and a number of direct investments in mutual funds or stocks and shares. Personal Wealth Management allows all of these to be viewed in one place online, and managed efficiently as part of a single overall plan to cater for your individual circumstances.

This maximises tax-efficiency within your portfolio, which can also attract discounted annual fund charges based on overall portfolio size.

We provide you with real-time portfolio valuation and performance data 24/7.

We maintain a structured and sustainable portfolio monitoring process, affording you the peace of mind that your financial planning will not drift outwith your specific parameters.

We oversee all tax planning issues, utilising specialist business partners where required, and we assist with all tax reporting requirements.

Above all, scheduled six-monthly face-to-face meetings ensure that your affairs are checked and reviewed on a regular basis – the cornerstone of effective and successful financial planning.

You may wish to consolidate your financial planning “under one roof”, but do not require the all-encompassing service offered by Personal Wealth Management.

“Financial Advice” provides 24/7 online access to real-time valuation and performance data.

There then follows a robust process whereby scheduled annual face-to-face meetings review your attitude to risk and portfolio performance.

You can be confident that your financial planning is being efficiently managed and monitored on an ongoing basis.

Sometimes all that you require is a facility where financial planning can be implemented efficiently and cost-effectively. You may not want or need any kind of comprehensive ongoing financial planning service.

Our Transactional Facility provides a process whereby financial plans are put in place within a robust investment structure, and the offer of an annual review gives you peace of mind that your affairs can be revisited if required.